How our legal policy applies
Legal terms should be easy to read before you share data or start a wallet request. This policy explains the contract between you and us, how we confirm account ownership, when we may pause access for a legal check, and how records linked to UPI, Paytm
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or PhonePe are handled. Where a rule depends on your state, city, device location or payment record, we apply it only where local law permits. If a court, bank, payment partner or regulator asks for records, we check the request before any response and share only
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what is needed for that legal purpose.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.